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Payments & Security

 Our payment pages are 3D Secure compliant and conform to the Verified by Visa and Mastercard Securecode online security platform.

 So for those who frequently shop online and wish to ensure that their credit card details may not be fraudulently used, you will need to sign up for 3D Secure which is an added security measure (and verification procedure) employed by the major credit card issuers.

You will only need to enrol for 3D Secure once (for each credit card you own) to be able to safely shop online in the future. This is a 2 step process and can be instantly completed online via your bank's website and is a necessary procedure to ensure peace of mind whilst making online purchases.


The following are links to the 3D Secure activation (and enrolment) pages provided by your bank. Please choose the bank that your credit card was issued by:




Nedbank logo

3D Secure-Online Shopping

Through Verified by Visa and MasterCard Secure Code, your Nedbank card can be protected against unauthorised use when shopping online. All you need to do is enrol yourself online and once activated your card number cannot be used for purchases without your personal password.

Enrolling yourself

To shop online you are required to enrol and activate your card(s) for this service. You will not be able to shop at participating merchants if you have not activated your card(s).

About the activation process:

When activating your card you will need to provide the following details:

  • Card number
  • Card verification value, which is the last three numbers on the signature panel on the back of your card
  • Expiry date
  • Name embossed on the card - please enter your name exactly as it appears in either the ID or passport, which Nedbank has on record from when you opened your card account and update as per FICA requirements;
  • Email address if available

To finalise activation a secure PIN will be sent to your cellphone. This pin must be entered online and you will then be prompted to enter your own personal password. When this is completed you are activated and ready to shop online.

For more information call 011 710 4710


First National Bank logo

Verified by VISA

Is this for you?

If you have a First National Bank VISA Credit Card and make purchases online, this service is designed to give you an extra level of protection against unauthorised use.


  • Protect your FNB VISA Credit Card online with a personal password
  • Provides an extra level of protection for online shopping
  • Once you activate your credit card, no one else can use your VISA credit ard number to make a purchase online at participating stores (as long as your password is secure)


  1. Activate your credit card.
  2. Complete the necessary details.


  • Overview
  • Activating your credit card
  • Shopping with Verified by VISA


As FNB recently removed their web pages relevant to Verified By Visa, you will have to contact them directly for further assistance.



Standard Bank Logo

Using a Standard Bank credit or cheque card to pay for goods and services over the Internet is now more secure with our Secure Internet Shopping service.

This added security service is free to you and easy to set up. All you need to do is activate your card for Secure Internet Shopping service and you can start shopping online at participating merchants with the peace-of-mind you deserve.

To activate your card for Secure Internet Shopping, you will need to enter a few details and choose a PIN you'll enter when making online purchases.

Secure Internet Shopping from Standard Bank is in line with MasterCard and Visa's secure online shopping initiatives in the form of MasterCard SecureCode and Verified by Visa.

Merchants participating in Secure Internet Shopping service will accept payment with a Standard Bank card only if you have activated your card for the service. Note that you will not be able to use your card to shop online at participating merchants unless you have activated your card for the service.

Benefits of Secure Internet Shopping

  • It guarantees your online shopping payments.
  • It increases security because your card is activated and it is access controlled with a PIN that you choose.
  • Once activates it ensures that nobody else can use your card details for shopping online.

How Secure Internet Shopping works
Once your card has been activated and you have selected your own secret username and PIN, you will automatically be prompted by us to enter your secret PIN, when paying for your goods or services at participating merchants. We will verify this and the transaction will be completed. 

Your secret PIN should never be shared with anyone. It works in the same way as entering your PIN at an ATM.

About the activation process
When activating your card you will need to provide the following:

  • Card number
  • Card verification value, which is the last three numbers on the signature panel on the back of your card
  • Expiry date
  • Name embossed on the card
  • Please enter your name exactly as it appears on your card (title, initials and surname) eg. Mr JM Smith.
  • Personal identification in the form of the number that appears in either the identity document or passport which Standard Bank has on record from when you opened your card account.
  • Enter a personal message that will appear when you are at the checkout point of a participating merchant and before you enter your PIN. See "Your personal message" for more about this.
  • Choose and confirm a PIN. See "Your PIN" for more on this.

Your personal message
The phrase you enter may not exceed 30 characters and should be unique to you so that you can recognise it as yours. This gives you the assurance that your transaction is secure. 

Do not enter your PIN if the message displayed is incorrect. Call 0861 201 311 (South Africa only) or +2711 2411311 (Mozambique and Namibia) immediately and report a possible attempted fraud. 

Your PIN
Your Secure Internet Shopping PIN must have five digits. Here are some standards to consider when deciding on a PIN.

  • It should not contain the same number repeated three consecutive times, for example, 11132.
  • It should not be consecutive numbers, for example, 12345.
  • It should not be the same as your ATM or Internet banking PINs.

Note that when checking out, you will be asked for your "Customer-selected PIN (CSP)". This is the PIN you chose when activating your card for Secure Internet Shopping.

Preventing fraud
Call 0861 201 311 (South Africa only) or +2711 2411311 (Mozambique and Namibia) immediately to report a possible attempted fraud.

For further information
Click here for answers to some questions you may have. Should you still have questions, call us on 0861 201 311 (South Africa only) or +27 11 241 1311, email us at ss@standardbank.co.za

Register now
Click here to read the terms and conditions before you activate your card.



Absa Bank

Verified by VISA and MasterCard SecureCode

Online shopping is always a pleasure, but also risky. That's why VISA has developed technology, such as 3D Secure, which is designed to protect you whilst you shop.

Endorsed by MasterCard and supported by Absa, 3D Secure protects you (the cardholder) and the merchant by verifying your personal details during an online purchase, prior to the transaction being processed.

How does it work?
Merchants are required to participate in the 3D Secure environment by using a software module called Merchant Plug-in (MPI). This software authenticates your personal details by means of a personal password and/or identity information during the online purchase process. This is entered on a secure and confidential screen, thus ensuring your safety against unauthorised use of card information.


  • 3D Secure protects your card (VISA and/or MasterCard) by using your personal password as authentication.
  • Ensures an additional level of protection when shopping online.
  • Works from any PC. No additional software installation is required, providing the PC has an internet connection.
  • Once activated, it ensures that nobody else can use your card at a participating merchant in an online shopping environment.

Contact details

Should you require further information, please contact the Absa 3D Secure Call Centre on 012 317 3344.

What is mobicred?

mobicred is a SIMPLE & CONVENIENT credit facility that allows you to SAFELY shop online at all participating retailers that offer the mobicred payment option.

It is also the only revolving credit facility designed exclusively for online shopping


You, the customer, apply online and get an instant decision report.


A mobicred account is a revolving facility that allows you to spend freely up to your limit and reuse any money that has been paid in It allows you to shop conveniently and securely at all participating mobicred retail partners – with only one account Only one single monthly instalment is paid – regardless of how many purchases are made The customer can safely and easily manage their own account online


Lower risk than using a credit/debit card online No complicated 3D authentication process

What is SID - Instant EFT?

An Alternative Payment Solutions, SID is an instant EFT payment service in South Africa that allows you to make secure online payments directly into a bank account and get notified in real-time.

No Credit Card Needed

SID makes it possible for shoppers that don't have a credit card to shop online.

Highest Payment Security

You can make payments with confidence as SID transactions link you directly with your existing Internet Banking service.

SID 4 Steps

1. Select SID at checkout.

2. Select your Bank.

3. Log into your Secure Internet Banking.

4. Approve Pre-Populated payment.